Why Americans plan to take Social Security earlier, and even leave retirement money behind

More Americans plan to tap Social Security benefits earlier than later, even if it means they won’t receive the maximum payout, according to asset management firm Schroders. Only 10% of nonretired Americans say they will wait until 70 to receive their maximum Social Security benefit payments, according to the 2023 Schroders U.S. Retirement Survey of 2,000 U.S. investors nationwide ages…